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MDC Realty's Real Estate Blog

Halloween in Garden   Halloween in the Garden-a daytime Trick-or-Treating Parade!

Address:  13480 Dowell Road, Dowell (Solomons), MD 20629

       Saturday, October 24, 2015, 11am-4pm

                                       Admission:  $1 per person

Another Year and Jill and Matt Crofcheck, MDC Realty and our property management division MDC Servicing are excited to be participating in the 2015 Halloween in the Garden at Annmarie Garden in Calvert County.  An Exciting Trick or Treating Parade bringing the community together to celebrate the kids.  Local businesses will provide treats for over 2000 children who are expected to attend the event.  Our advice is to arrive early or arrive late.  The line starts forming about 45 minutes…
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We at MDC Realty wanted to provide you with important information to help tenants prepare for the days ahead...

  • Emergency phone numbers for MDC Realty are 410.991.8104 or 410.980.9014.  Please save these numbers for only true emergencies.  All other calls should utilize our main number 410.630.7040.
  • If you have any emergency please call 911, FIRST, then notify the Property Management Office IMMEDIATELY
  • “Look at your electric bill”   Please store the EMERGENCY phone number for your Electric Company in your phone. If your Electric goes out, please call your Electric Company for an update, 
  • NOW is the time to prepare, NOT WHEN THE FLOODING HAS BEGUN: Sand Bags may be needed to detain water and keep it from entering high risk areas of the home.
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We are proud to announce that MDC Realty will be participating in the 2014 15th Annual Halloween in the Garden at Annmarie Gardens in Dowell, Maryland.

MDC Realty is very excited to be participating in this annual Spooktacular which is sure to be amazing!  Jill and Matt Crofcheck have attended every year with their son since he was 2 and he loves it!  We’ve made it a yearly family ritual to enjoy this wonderful fall event.  The Halloween in the Garden is a Rain or Shine event so make sure to dress appropriately.  Halloween in the Garden is held in the same area as the Christmas Parade of Lights at Annmarie Gardens.  Our Recommendation is to make sure to dress the kids ready to walk because there are many vendors and cumbersome costumes can make it

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Short sales in Southern Maryland can hold the key to more than one real estate-related issue. For cash-strapped borrowers, short sale success means relieving an unsustainable obligation without having to go through foreclosure. For sharp-eyed buyers, Calvert County short sales can present outstanding opportunities to purchase properties otherwise beyond their affordability range.

Both are reasons to applaud the rising number of short sales. Nationally, the latest projections foresee a continuation of their rising trajectory. The OCC’s most recent report on mortgage performance credits short sales for the decline in both serious mortgage delinquencies and completed foreclosures.

For potential short sale buyers, several questions are good to keep in

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So the market’s recovering, interest rates are low, and you think you’re finally ready to buy a home? Not so fast. Buyers across the country are running into a new roadblock: there don’t seem to be enough homes for sale.

Anyone who has looked at entry- to mid-level homes for sale in Calvert County or Anne Arundel County probably knows what I mean. Mortgage rates remain near historic lows, and as the prices of homes for sale continue to rise, fears that we could soon see a repetition of a real estate equity loss seem increasingly unlikely to occur. 

Why the lack of inventory? There are several reasons. Buyers may be ready to buy again, but some sellers are still not in a position to offer their Southern Maryland homes for sale. When the housing market

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Disclosure Signatures

Disclosing material facts that might affect your Calvert County or Southern Maryland property’s value is a fair obligation that’s understood by everyone. Yet properly disclosing all material facts won’t help you at all if an issue comes up later but you can’t prove the disclosure. A good agent will double- and triple-check all the signatures, but at the end of the day, your peaceful sleep at night is only protected when you also take care to keep complete copies of the paperwork with all signatures accounted for. Keep in mind you are only required to disclose what you actually know. In the state of Maryland - sales for properties such as estate sales and bank owned properties are exempt from having to provide disclosure

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You are doing some serious house-hunting on the web.

You’ve been Googling ‘newest Calvert county listings’ or 'Southern Maryland Real Estate', but when you click on the most popular sites, somehow the ‘newest Calvert county listings’ are the same ones you’ve seen before. Worse, some of them turn out to have been sold! Or the price was wrong! Or the agent isn’t even the agent anymore!

What is going on? Doesn’t Google (or Bing, or Yahoo!) promise to show you sites with the newest listings in Calvert county? How can the most popular sites (at the top of their results page: Zillow,, Trulia) be showing ‘newest listings’ that were sold last month? Or contact numbers that take you to an answering machine that never calls back?

The answer is not

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A new article just got published by the Washington Post (citing the latest data from RealEstate Business Intelligence, RBI, a subsidiary of MRIS), and it shows that Washington DC has more than fully recovered from any slump in home values as prices have reached new record highs! Whether this is a good thing or not can be debated, but the fact remains that the median sales price soard to $460,000 from $405,000 in February (a +13.6% month over month). This median price is the highest point it has been at in history.

The surrounding metro areas in Maryland and Virginia also saw modest gains with the median sale price for the region rising 8% to $372,500 in March from $345,000 in Feb.

Below are some facts and figures for the current market we are in, and

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When natural disaster strikes, you can be certain that two groups will soon be there: the Red Cross — and scam artists. Unfortunately, the same holds for turmoil of all kinds.

Southern Maryland homeowners and Prince George's county homeowners who have missed mortgage payments should be aware that, in addition to getting their accounts back on track as soon as possible, they should be prepared to be targeted by unethical operators.

Missed mortgage payments can cause a Southern Maryland homeowner’s name to appear as ‘arrears’ on public tax records: it’s one way unscrupulous characters locate their victims. That can set off an onslaught of solicitations through the phone, mail, and possibly even at the front door! Normally level-headed householders can

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A short sale is the option usually preferred by anyone who faces foreclosure. It’s the path that, with the approval of the mortgage lender, promises to ultimately minimize damage to the homeowner’s credit score. Short sales are quite pervasive in our market here in Southern Maryland and the surrounding counties.

According to Realty Trac, distressed sales of all kinds continued to decrease in the last reported quarter, yet the non-foreclosure short sale volume increased by 4%. That amounts to a significant 22% of all sales. Realty Trac’s are the most reliable national statistics, and our southern Maryland short sale profile has likewise reflected the continuing working out of the distressed property phenomenon.

Completing a short sale in Calvert County

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